INTRODUCTION

Thank you for your interest in The Dream Bigger Summit hosted by Dream Money LLC. We have created these Terms to make sure that everyone understands their obligations and rights. We are committed to building trust and meaningful relationships.

PLEASE READ THESE TERMS CAREFULLY BEFORE YOU PURCHASE OR PARTICIPATE IN THE SUMMIT. By clicking the “I Accept” checkbox or similar method, purchasing a ticket, or attending the Summit, you agree to be bound by these Terms. If you do not agree with these Terms, you may not purchase a ticket, participate in, or attend the Summit. These Terms contain provisions that impact your future rights. 

THE AGREEMENT

These Summit Participant Terms and Conditions (“Terms”) are between Dream Money LLC (“DM LLC” or “we” or “our”) and the individual (“you” or “your”) purchasing or participating in The Dream Bigger Summit (“Summit”). 

SUMMIT INFORMATION

THE SUMMIT SCOPE OF SERVICES

The Summit includes the following services (“Services”): 
General Access: Admission to The Dream Bigger Summit, held on March 7, 2025, in Omaha, Nebraska.
Participation: Access to Summit activities, including keynotes, breakout sessions, and networking opportunities, based on the ticket type purchased.
Food and Beverage: In-person tickets include a catered lunch (with vegan options) and one happy hour drink ticket, as outlined in the ticket details.
Additional Benefits: Certain ticket types may include extra features such as access to recorded sessions or exclusive activities (e.g., a mastermind or VIP brunch).
The specific Services provided depend on the ticket type you select at purchase. Details of ticket inclusions are described on the Summit website, sales, or checkout page and are incorporated into these Terms by reference.

WHAT’S NOT INCLUDED WITH THE SUMMIT

The Services do not include:
Transportation and Lodging: Travel to and from the Summit venue, including airfare, ground transportation, and accommodations.
Meals: Food and beverages not explicitly outlined in the ticket type purchased.
Done for You Services
Additional Services: Any other services or components not expressly defined as part of the ticket benefits.

CHANGES TO THE SUMMIT

The Services outlined above serve as a general description of the Summit and are subject to change. While DM LLC does not anticipate any changes, it reserves the right to modify or substitute Summit components, including speakers, session topics, and event format, as necessary. 

DM LLC will make reasonable efforts to notify you (including via email) of any significant changes as soon as practicable. Significant changes do not include minor adjustments or substitutions that do not significantly alter the scope of the event. Such changes will not constitute grounds for cancellation or refund by you.

PURCHASE CONFIRMATION 

Once you complete your purchase, you will receive a confirmation email with your Summit details. Please ensure that your email is entered correctly during the checkout process.

PAYING FOR THE SUMMIT

FINANCIAL RESPONSIBILITY

By purchasing a ticket to the Summit, you acknowledge that you have carefully considered the cost and investment and are financially willing and able to invest in it voluntarily. You represent that your purchase will not cause you financial hardship. 

FEE AND PAYMENT

The cost of the Summit (“Fee”) is listed on the Summit website, sales, or checkout page. The Fee you pay depends on the ticket type you select during checkout. Full payment of the Fee is required at the time of purchase. All payments must be made through DM LLC’s online payment system, which is facilitated by a third-party payment processor. By completing your purchase, you agree to the processor’s terms and privacy policies.

CREDIT AND DEBIT CARD AUTHORIZATION

If paying by credit or debit card, you authorize DM LLC to automatically charge the card on file for all fees due without any additional authorization. You will receive an electronic receipt of such payment. You agree that DM LLC may share your payment information with its third-party payment service providers solely for the purpose of processing your transactions. 

CHARGEBACKS

DM LLC does not accept chargeback threats or actual chargebacks. If a chargeback is initiated after your purchase, DM LLC reserves the right to report the incident to credit reporting agencies or other databases as a delinquent account. Reported information may include your name, email address, order date, order amount, and billing address. You are also responsible for any fees incurred by DM LLC in recovering payments associated with a chargeback.

YOUR PURCHASE IS NON-REFUNDABLE

Due to the complexity of planning the Summit, all ticket purchases are final and non-refundable. No refunds will be issued due to a change of mind, schedule conflicts, employment changes, relocation, non-attendance, early departure, lack of participation, or any other reason.

YOUR PURCHASE IS NON-TRANSFERABLE

Tickets are non-transferable. You may not transfer, sell, assign or gift your purchase to anyone else.

CANCELLATION AND UNFORESEEN EVENTS

CANCELLATION OR RESCHEDULING BY DM LLC

DM LLC reserves the right to replace the Summit with a digital event, reschedule or cancel the Summit before the start of the Summit. 
If Rescheduled: Payments made will be credited to the new Summit date.
If Canceled: You may choose either:
A full refund of the Fee paid to DM LLC, or
Application of the Fee as a credit toward another DM LLC product or service.

You must contact DM LLC within 14 days of the cancellation notice to inform DM LLC of your choice. If no preference is communicated within this timeframe, DM LLC will issue a refund by default.

DM LLC may terminate your participation in the Summit at any time if you fail to comply with these Terms. In such an event, no refunds will be issued.

The Force Majeure section below addresses cancellations or changes to the Summit due to unforeseen events.

CANCELLATION OR CHANGES DUE TO UNFORESEEN EVENTS (FORCE MAJEURE)

DM LLC is not liable for any costs, loss, delays, damages, or changes for any failure to perform under these Terms due to causes beyond its reasonable control (collectively, “Force Majeure Event”) including, but not limited to: 
Natural disasters (e.g., fire, flood, earthquake, hurricane, or storm);
Acts of war, acts of the government, terrorism, or labor and employment disputes;
Health-related hazards (quarantine restrictions, pandemics, epidemics, or other hazards);
Technology or infrastructure failures (e.g., widespread internet or power outages);
Transportation disruptions (e.g., airline cancellations, airport closures, or severe weather), government-imposed travel restrictions (e.g., bans or border closures); or
Other similar events beyond a party’s reasonable control, whether similar or dissimilar to any of the preceding.

If a Force Majeure Event occurs:
DM LLC will notify you as soon as practicable of the Force Majeure Event’s impact on the Summit.
DM LLC may, at its sole discretion, reschedule the Summit or cancel it entirely. DM LLC will not issue a refund for a Force Majeure Event. If the Summit is rescheduled, your payment will be credited to the new date.

LIMITATION OF LIABILITY FOR CANCELLATION

In any case of cancellation or rescheduling (including Force Majeure Events), you waive any right to claim damages or additional amounts from DM LLC, including but not limited to:
Loss of time or inconvenience;
Travel expenses (e.g., airfare, lodging, ground transportation);
Insurance premiums or related costs; and
Lost income or business opportunities.

DM LLC strongly recommends purchasing travel insurance to cover potential losses or disruptions.

OUR INTELLECTUAL PROPERTY RIGHTS

DM LLC OWNS THE SUMMIT AND THE SUMMIT CONTENT

The Summit and its content, including without limitation all text, images, videos, training materials, design elements, layout, graphics, and information (“Summit Content”), are owned by DM LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws. 

WE GRANT YOU A LIMITED LICENSE TO USE THE SUMMIT AND SUMMIT CONTENT

By purchasing your ticket, you are granted a limited, personal, and non-commercial license to access and use the Summit Content for your individual use only.

PERMITTED USE:
Under this license, you may:
Access and view the Summit Content through authorized platforms for your personal use.
Download and print any provided materials, such as handouts or slide decks, for your personal reference.
Use the Summit Content solely for educational purposes related to your personal, internal noncommercial use, as long as such use complies with the restrictions outlined in these Terms.

PROHIBITED USE:
Under this license, you may not:
Copy, republish, reproduce, duplicate, publicly perform, reverse engineer, or creative derivative works from any portion of the Summit Content.
Record, stream, or share audio or video of the Summit without DM LLC’s prior written consent.
Use any portion of the Summit Content for commercial purposes, including selling, sublicensing, or incorporating it into paid programs or products.
Use Summit Content to develop, market, or license a similar or competitive product or service.
Modify the Summit Content in any way beyond edits and completions necessary to prepare the documents for your own use.

DM LLC MARKS

All trademarks, service marks, trade names, logos, and graphics, whether registered or unregistered, included within the Summit or Summit Content (“Marks”) are the property of DM LLC or their respective owners. You may not use any Marks without prior written consent from DM LLC.

UNAUTHORIZED USE 

Any unauthorized use of Summit Content or Marks is strictly prohibited. If you engage in Unauthorized Use, you agree to pay liquidated damages equal to five (5) times the total fees paid for the Summit, or a minimum of $5,000 if no fees were paid, in addition to any legal remedies available to DM LLC. This amount is a valid pre-estimate of damages and is not a penalty. DM LLC reserves the right to pursue additional legal remedies.

INJUNCTIVE RELIEF 

You agree that any violation or threatened violation of the intellectual property rights terms in these Terms would cause irreparable injury to DM LLC that may not be adequately remedied through monetary damages. DM LLC is entitled to seek injunctive relief, without bond, in addition to all other legal remedies.

PARTICIPANT CONTENT, PHOTO AND VIDEO RELEASE 

YOU ARE RESPONSIBLE FOR CONTENT YOU SUBMIT

You are solely responsible for any content you submit, post, or share during the Summit, including comments, feedback, graphics, photos, audio, videos, or other materials (“Participant Content”). This includes ensuring its legality, accuracy, and appropriateness.

YOU GRANT DM LLC A LICENSE TO USE YOUR CONTENT

By providing Participant Content, you grant DM LLC a perpetual, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, distribute, create derivative works from, publicly display, and otherwise use (a) Participant Content and (b) your name, image, voice, likeness, biographical information, and other personal attributes (“Your Personal IP”) in connection with Participant Content through any media for any purpose including promotion or advertising. DM LLC does not claim ownership of Participant Content. 

If you do not want DM LLC to use your Participant Content, please contact us in writing, and we will make reasonable efforts to accommodate your request.

YOU CONSENT TO RECORDING

By attending the Summit, you consent to being photographed, filmed, or recorded (“Recording”) and grant DM LLC the same rights to use the Recording and Your Personal IP as described above. If you wish to opt out of this Recording release, you must contact DM LLC in writing before the Summit. We will make reasonable efforts to accommodate your request.

RESTRICTIONS ON SHARING DM LLC’S RECORDING

If DM LLC provides you access to a replay of the Summit (excluding networking or breakout sessions), you may not broadcast, copy, distribute, or commercially exploit the Recording.

RELEASE OF CLAIMS

You release and discharge DM LLC, its affiliates, owners, members, managers, directors, officers, employees, agents, representatives, successors and assigns from any claims arising out of or in connection DM LLC’s use of Participant Content, Recording, or Your Personal IP, including claims for invasion of privacy, misappropriation, or defamation.

PARTICIPANT CONDUCT

RULES OF CONDUCT

You agree to behave responsibly during the Summit and avoid actions that could disrupt the event or harm others. Prohibited actions include:
Engaging in unlawful, harmful, fraudulent, or disruptive activity.
Violating the legal rights of others, including intellectual property or privacy rights.
Harassing, threatening, or endangering others.
Sending unsolicited promotions or pitches without DM LLC’s consent.
Collecting personal information from others without their explicit consent.
Introducing viruses, malware, or any damaging software that interferes with the Summit’s functionality or platforms.

VIOLATIONS

DM LLC reserves the right to remove you from the Summit without a refund if your behavior violates these rules or disrupts the event. Additional guidelines provided before or during the Summit are incorporated into these Terms.

INTERACTIONS WITH OTHER PARTICIPANTS

You are solely responsible for your interactions with other participants and guests of the Summit. Exercise caution when sharing personal or business information. DM LLC is not responsible for any issues arising from these interactions. You release DM LLC and its affiliates, owners, members, managers, directors, officers, employees, agents, representatives, successors and assigns from any liability for any disputes, harm, or damages arising from interactions with other participants.

HEALTH AND SAFETY

CONSENT TO MEDICAL CARE

You agree to notify DM LLC in advance of any medical or health conditions that may require accommodations during the Summit. DM LLC is not obligated to act on this information or provide medical care. In case of emergency, you consent to medical treatment and accept responsibility for any associated costs.

COVID-19 POLICY

DM LLC will adhere to applicable public health guidelines and venue requirements regarding COVID-19. If testing, vaccination, or other health-related protocols are required, DM LLC will notify you prior to the Summit. You agree to comply with any such requirements, which may include:
Proof of a negative COVID-19 test before attending.
Compliance with health measures implemented at the Summit, such as mask-wearing or social distancing.

These protocols will be guided by CDC guidelines, local health regulations, and venue policies. DM LLC reserves the right to update this policy as necessary and will communicate any changes to attendees.

DISCLAIMERS

NO SUBSTITUTE FOR PROFESSIONAL ADVICE

The Summit and Summit Content are for educational and informational purposes only. They are not a substitute for professional advice specific to your circumstances, including financial, legal, or medical advice. Always consult a qualified professional for guidance related to your unique situation. DM LLC disclaims liability for any reliance on opinions or advice provided through the Summit or Summit Content.

RESULTS DISCLAIMER

Individual results from applying the principles in the Summit and Summit Content will vary. DM LLC does not guarantee specific outcomes, as results depend on factors beyond our control, such as your effort, experience, skills, and market conditions.

EARNINGS DISCLAIMER

No guarantees are made regarding financial success from participation in the Summit or the use of Summit Content. Revenue or sales examples provided reflect exceptional cases and are not indicative of typical results. Success depends on your individual circumstances and effort.

USE OF TESTIMONIALS AND REVIEWS

Testimonials and reviews featured in the Summit or Summit Content reflect the experiences of specific individuals. These results are not typical and are not guarantees of what you may achieve.

THIRD-PARTY LINKS AND ADVERTISEMENTS

The Summit or Summit Content may include links to third-party websites, products, or services. DM LLC is not responsible for the content, accuracy, or reliability of third-party websites. Accessing third-party content is at your own risk, and we encourage you to independently verify its suitability.

AVAILABILITY AND ERRORS

While DM LLC strives for uninterrupted access and error-free delivery of the Summit and Summit Content, we do not guarantee availability or functionality. Defects, interruptions, or errors may occur, and DM LLC is not liable for such disruptions.

AFFILIATE DISCLOSURE

DM LLC may feature affiliate links, sponsored content, or other paid promotions for third-party products or services. These affiliations are disclosed in compliance with applicable laws. While we may receive compensation, opinions expressed are our own, and we encourage you to independently verify any claims before relying on or purchasing third-party products or services.

LIMITATION OF LIABILITY

PLEASE READ THIS SECTION CAREFULLY – IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS: 

PARTICIPANT ASSUMPTION OF RISK

By attending Summit, you voluntarily assume all risks associated with your participation, including but not limited to risks of injury, illness, loss, or damage or theft to personal property. DM LLC is not responsible for injuries, illnesses, or other unforeseen events that may occur during or as a result of the Summit.

REPRESENTATIONS AND WARRANTIES

YOUR REPRESENTATIONS:
You represent that:
You are legally capable of entering into these Terms.
Your participation in the Summit will not violate any agreements or obligations to third parties.

DM LLC’S REPRESENTATIONS:
DM LLC represents that the Summit and Summit Content will be delivered in a professional manner consistent with reasonable standards for educational events.

DISCLAIMER OF WARRANTIES

EXCEPT FOR THE EXPRESS WARRANTY PROVIDED IN THESE TERMS, THE SUMMIT AND SUMMIT CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. To the fullest extent permissible by applicable law, DM LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. 

LIMITATION OF LIABILITY

To the maximum extent permitted by law, DM LLC will not be liable for any indirect, incidental, special, consequential or punitive damages arising from or in connection with these Terms, including losses of business, revenue, or anticipated profits, regardless of whether such damage was foreseeable and whether or not either party has been advised of the possibility of such damages. In no event will DM LLC’s total liability exceed the amount you paid for your ticket to the Summit.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless DM LLC, its affiliates, owners, employees, and representatives from any third-party claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or related to:
Your breach of these Terms;
Your participation in the Summit;
Your use of Summit Content; or
Your actions, including interactions with other participants.

RESOLVING DISPUTES

NEBRASKA LAW GOVERNS THESE TERMS

These Terms will be construed in accordance with, and governed by, the laws of the State of Nebraska, without regard to its conflict of laws provisions. The nearest state or federal court to Omaha, Nebraska, will have exclusive jurisdiction over any case or controversy arising from or relating to these Terms after the parties complete the mediation or arbitration process outlined below.

GOOD FAITH NEGOTIATION

The parties will make a good-faith effort to negotiate any disputes arising out of these Terms. If a resolution cannot be reached after 30 days, the parties will try to settle the dispute through mediation or arbitration before filing a civil action.

MEDIATION OR ARBITRATION

If a disagreement arises that the parties are not able to resolve through negotiation, the parties agree to seek the services of a certified third-party mediator or arbitrator. The mediation or arbitration will take place in the State of Nebraska.

RECOVERY OF LITIGATION EXPENSES

If any legal action, mediation or other proceeding is brought to enforce these Terms, the successful or prevailing party will be entitled to recover reasonable attorneys’ fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

GENERAL PROVISIONS

Interpretation. For purposes of these Terms, (i) the words "include," "includes," and "including" are deemed to be followed by the words "without limitation"; (ii) the word "or" is not exclusive; and (iii) the words "herein," "hereof," "hereby," "hereto," and "hereunder" refer to these Terms as a whole. These Terms are intended to be construed without regard to any presumption or rule requiring construction or interpretation against the Party drafting an instrument or causing any instrument to be drafted.

Severability. If any term or provision of these Terms is invalid, illegal, or unenforceable in any jurisdiction, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such condition, the remainder of these Terms will continue in full force.

Waiver. If the parties fail to enforce any provision of these Terms, this will not constitute a waiver of any future enforcement of that provision or any other provision. Waiver of any part or sub-part of these Terms will not constitute a waiver of any other part or sub-part.

Modifications. An amendment or modification to these Terms is only effective if it is in writing and signed by both parties.

Assignment. These Terms, or the rights granted hereunder, may not be assigned, sold, leased, or otherwise transferred in whole or part by you.

Notices. All notices, demands, or other communications under these Terms will be in writing by (1) overnight delivery via a nationally recognized service or (2) e-mail sent to the address specified below. Notice will be effective (1) if sent by overnight delivery, on the earlier of the other Party's receipt of it and the fifth business day after mailing it, or (2) if by electronic mail, on the date such notice is delivered with the return of a valid delivery receipt or acknowledgment confirming that such notice was delivered to the recipient’s electronic mail server. Either party may, by written notice to the other party, specify a different address for notice purposes.

To DM LLC at: 
Mail: Dream Money, LLC, P.O. Box 1084, Bellevue, NE 68005
Email: support@meganhale.co

To you at the email or billing address provided at the time of purchase.

Entire Agreement. These Terms, including and together with any related attachments or schedules, constitute the sole and entire agreement of the parties with respect to the subject matter contained herein and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, including advertisements or promotional materials on websites or social media. 


THE DREAM BIGGER SUMMIT
PARTICIPANT TERMS AND CONDITIONS